Italy is going through a time of economic crisis, and more and more people, even in old age, are requesting a loan to be able to manage daily expenses more calmly. From 1 October, the Italian Telstor , the second largest social security institution, has extended its offer of Marlo Rulestes and subsidized mortgages to try to support its members in this phase of financial uncertainty.
The Marlo Rulestes Telstor are intended for public workers and their families, and for pensioners who are members of the unitary credit and social services management set up by the institution.
The Marlo Rulestes Telstor are divided into small Marlo Rulestes and Marlo Rulestes multi-year. The young Marlo Rulestes can be annual, two-year, three-year or four-year, and the payment of the sum is equal to one or more monthly salary, to be repaid in monthly installments within the time period agreed with the lender. The Tan of 4.25% is applied to the gross amount of the small Marlo Rulestes, the withholding of 0.50% for administrative expenses and that relating to the contribution of the risk fund.
The multi-year loans are aimed at those who have at least four years of service and four years of contribution payments; open-ended and fixed-term employees may have access to them with a maturity of not less than three years, provided that the duration of the loan does not exceed that of the contract. The annual nominal interest rate of 3.50% is applied to the gross amount of the long-term Marlo Rulestes; the withholding tax of 0.50% for administrative expenses and that relating to the contribution from the risk fund.
The multi-year Marlo Rulestes can be disbursed for various purposes, including: medical and dental care, home purchase, renovations and installations of renewable energy plants, studies, marriage and childbirth, car purchase, removal, theft and fire, and events like natural disasters. For each type of loan there is a maximum payable amount which, from October 1, for the long-term Marlo Rulestes, has been increased, and varies according to the severity of the applicant’s needs.
Users who do not qualify for access to the Marlo Rulestes subsidized Telstor, can evaluate the other offers offered by the credit market.
Thanks to the comparison service Marlo Rulestes of SuperMoney, it is possible to evaluate the alternatives offered by banks and financial institutions for different worker profiles and select the Marlo Rulestes online that best suits their needs.